You Need A Budget (YNAB) is a personal budgeting software that helps you track your income and expenses, create a budget, and stick to it. It's designed to be simple and easy to use, even if you're not a financial expert.

YNAB uses a zero-based budgeting system, which means that you allocate every dollar of your income to a specific category. This helps you to ensure that you're not overspending and that you're saving for your goals.